Top Financial Advantages of Buying a Flat in Trivandrum Before the Year Ends

By Admin | January 12, 2025

As the real estate market in Kerala continues to rise, Trivandrum has emerged as one of the most promising destinations for property buyers. Whether you’re planning a long-term investment or looking for a home to settle in, this is the ideal time to act. Purchasing a flat before the year ends can bring substantial financial benefits, from tax savings to better appreciation value.

1. Lock in Lower Property Prices

Property prices in Trivandrum have shown steady growth due to increasing infrastructure development and connectivity improvements. Major localities such as Akkulam and Pattom are witnessing rapid appreciation. By booking a flat now, buyers can secure current rates before the next annual hike takes effect. Projects like PRS Windy Woods, offering 2, 3 & 4 BHK flats in Akkulam, provide a smart entry point into this rising market.

Key points:

Early buyers gain from lower pre-launch or pre-hike prices.

Anticipated infrastructure projects can increase property value significantly in 2026.

Real estate investment in Trivandrum remains more affordable than other Tier-1 cities.

2. Year-End Offers and Flexible Payment Plans

Developers often introduce attractive offers during the final quarter to close their annual sales targets. PRS Builders, one of Trivandrum’s trusted names in real estate, is known for offering value-driven payment structures that help buyers manage budgets more effectively.

Benefits include:

Festive or year-end discounts on select units.

Reduced booking amounts and flexible EMI options.

Complimentary amenities or parking spaces in premium apartments in Trivandrum.

These incentives can collectively reduce the overall investment cost, giving buyers a financial edge.

3. Tax Benefits Before the Financial Year Ends

Buying a home before March 31 allows owners to claim tax deductions in the same financial year under sections 24(b) and 80C of the Income Tax Act. This means interest paid on home loans and principal repayments can be claimed as deductions, offering significant savings.

Advantages:

Home loan interest up to ₹2 lakh is deductible under Section 24(b).

Principal repayment up to ₹1.5 lakh is deductible under Section 80C.

Reduced taxable income ensures better year-end financial planning.

4. Higher ROI Through Early Appreciation

Real estate investment in Trivandrum is driven by growing IT, education, and healthcare sectors. Locations like Akkulam, home to projects such as PRS Windy Woods are gaining attention for the proximity to Technopark and Lulu Mall. Early investors can expect higher appreciation and rental demand in these zones.

Investment highlights:

Ongoing demand from professionals in Technopark and government sectors.

Continuous development of social infrastructure and transport links.

High rental yield potential due to strong tenant inflow.

5. Hedge Against Inflation and Market Volatility

Owning property remains one of the most stable ways to secure financial growth. While inflation affects most asset classes, real estate typically appreciates in value, providing a long-term hedge. Flats in Trivandrum have consistently maintained growth in value, making them a dependable investment compared to volatile alternatives like stocks.

Financial takeaways:

Real estate offers tangible asset security.

Acts as a hedge against inflation and currency depreciation.

Long-term appreciation supports portfolio diversification.

Investing in a home before the year ends is more than a lifestyle choice, it’s a strategic financial move. With attractive pricing, flexible offers, and clear tax advantages, now is the best time to secure your dream flat in Trivandrum. PRS Builders’ projects, especially PRS Windy Woods, offer the perfect blend of affordability, location, and long-term returns.